BODY     { font-family:"Times New Roman"; font-size:16px; background-color:#FFFFE8; }
A        { font-size:12pt; }
.title   { font-weight:bold; font-size:16pt; color:#800000; margin-left:0px; }
.heading { font-weight:bold; font-size:14pt; margin-bottom:0pt; }
.point   { margin-bottom:0pt; margin-left:20pt; margin-top:0pt; }
.spacer  { line-height:5px; }